Assisted living is a care level and type of senior housing that provides support with activities of daily living (ADLs) such as bathing, dressing, medication management and meal preparation, while still allowing residents to maintain as much independence as possible. Understanding what assisted living is and how much it should cost is essential for seniors and their families when considering senior living, retirement communities and long-term care options.
Key Takeaways:
– Assisted living provides personalized care and support for seniors who need help with daily tasks but want to maintain their independence.
– Costs for assisted living can vary depending on factors such as location, amenities and level of care provided.
– It’s essential to consider the qualifications, requirements and payment options associated with assisted living before making a decision.
How Is Assisted Living Different from Other Senior Living Options?
Assisted living differs from other senior living options in the level of care provided and the independence of residents. At The Carrington of Lincolnwood, we offer independent living, assisted living and memory care on one campus. Here’s a comparison of different senior living types:
Independent Living:
– What is it? Independent living communities offer maintenance-free living with access to amenities and social activities.
– Who needs it? Seniors who are active, independent and able to manage their daily activities but desire a social and supportive community – without the hassles of home maintenance and the worries of upkeep
Assisted Living:
– What is it? Assisted living communities assist with ADLs and healthcare services in a residential setting.
– Who needs it? Seniors who need help with daily tasks but want to maintain as much independence as possible in a setting that offers engaging programming and first-class amenities. All of that is available at The Carrington.
Nursing Home:
– What is it? Skilled nursing facilities, often referred to as nursing homes, and senior living communities that offer skilled nursing as a level of care, provide 24/7 nursing care and assistance with ADLs for seniors with complex medical needs, such as chronic illness or debilitating disease. .
– Who needs it? Seniors with chronic health conditions who require round-the-clock care and supervision.
Memory Care:
– What is it? Memory care communities offer specialized care and support for seniors with Alzheimer’s disease or other forms of dementia.
– Who needs it? Seniors with cognitive impairment who require a secure environment and specialized memory care services. The Carrington offers a progressive approach to memory care, with a personalized approach called MOSAIC.
What are the Pros and Cons of Assisted Living?
Assisted living offers several benefits, including personalized care, socialization opportunities and a supportive environment.
Benefits of Assisted Living:
– Assistance with ADLs promotes independence.
– Social activities and amenities enhance quality of life.
– Personalized care plans meet individual needs.
– On-site staff provide 24/7 supervision and support.
Potential Drawbacks of Assisted Living:
– Cost of care can be expensive.
– The level of medical care and services is not as comprehensive as skilled nursing, because residents are still somewhat active and independent in many ways.
– Relocation may be necessary if care needs increase significantly.
Who Lives in Assisted Living Communities?
Assisted living residents are typically seniors who need help with ADLs or healthcare services but want to maintain their independence and privacy. They may have chronic health conditions, mobility issues or cognitive impairment that requires assistance with daily tasks.
What Are the Qualifications for Assisted Living?
To qualify for assisted living, seniors typically need to require assistance with ADLs such as bathing, dressing, grooming, toileting and eating. They may also need help with medication management or healthcare services.
What are the Requirements for Moving into Assisted Living?
The requirements for moving into assisted living vary by community but often include a comprehensive assessment of the senior’s physical and cognitive health, as well as an evaluation of their care needs and preferences. The caring and informed staff at The Carrington is happy to work with you and your loved ones to determine what level of care is appropriate.
How Do I Know It’s Time for Assisted Living?
It may be time to consider assisted living when a senior requires assistance with ADLs, experiences frequent falls or accidents, has difficulty managing medications, or feels socially isolated or lonely.
How Much Does Assisted Living Cost?
The cost of assisted living varies depending on factors such as location, amenities and level of care needed. In addition to the monthly fee, there may be additional fees for services such as medication management, transportation or personal care assistance.
What Additional Fees are Associated with Assisted Living?
In addition to an entrance fee and monthly rent, there may be add-ons like care services, meal plans, housekeeping, transportation and recreational activities.
Making the decision to transition to assisted living is difficult and comes with many questions. The Carrington offers an easy online tool called a cost calculator designed to provide much-needed answers. First, it can assist in determining the level of care that you, your partner or loved one may need. It will also compare the cost of residing at the Carrington at that particular care level versus the cost of remaining at home, taking into consideration the potential monthly costs of receiving in-home care. Try out the Cost Calculator today.
Long Term Care Insurance Providers
Long-term care insurance may help cover the cost of assisted living for eligible seniors. Policy coverage and benefits vary, so it’s essential to review the terms of the policy and consult with an insurance agent.
Does Medicare Pay for Assisted Living?
Medicare typically does not cover the cost of assisted living, as it is considered a non-medical service. However, Medicare may cover certain medical services provided by healthcare professionals within the community.
Does Medicaid Pay for Assisted Living?
Medicaid may cover the cost of assisted living for eligible seniors with limited income and assets. However, Medicaid eligibility requirements vary by state, and not all assisted living communities accept Medicaid.
How Can I Pay for Assisted Living?
Seniors can pay for assisted living using a combination of personal savings, retirement income, long-term care insurance, Veterans benefits, Medicaid and other financial resources.
How Do I Choose an Assisted Living Facility?
When choosing an assisted living facility, consider factors such as location, amenities, cost, level of care provided, staff qualifications, resident reviews and the overall atmosphere and environment of the community. It’s best to visit any community you are considering – and to bring a family member along. We’re happy to host you for a private tour and a meal at The Carrington. Just give us a call at (847) 393-4883.
Alternatives to Assisted Living
Some alternatives to assisted living include independent living, skilled nursing, memory care communities, continuing care retirement communities (CCRCs), in-home care and adult day programs.
In conclusion, assisted living provides personalized care and support for seniors who need assistance with daily tasks while maintaining their independence. By understanding the qualifications, requirements, costs and payment options associated with assisted living, seniors and their families can make informed decisions about their long-term care needs.
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